VA Loan Options for Nevada Veterans
Whether you’re buying your first home, refinancing for a lower rate, or pulling equity from your current home — your VA loan benefit gives you powerful options with no down payment, no PMI, and flexible guidelines. Explore your choices below and see which path fits your goals.
VA Home Purchase Loan
Buy a home with $0 down, no private mortgage insurance, and easier credit requirements. Whether you’re a first-time buyer or moving to your next home, VA loans make it easier to get approved and into a home you love.
VA IRRRL (Streamline Refinance)
Already have a VA loan? Lower your interest rate with minimal paperwork and no appraisal required. The VA IRRRL program is the fastest way to reduce your monthly mortgage payment.
VA Cash-Out Refinance
Turn your home equity into cash — for repairs, debt, or anything else. The VA Cash-Out refinance lets you refinance your current loan and access extra funds, even if your current mortgage isn’t a VA loan.
Not sure which VA loan is right for you?
VA Loan Eligibility
Do You Qualify for a VA Loan?
You may be eligible if you:
Served 90 consecutive days on active duty during wartime
Served 181 days on active duty during peacetime
Have 6+ years in the National Guard or Reserves
Are the surviving spouse of a service member who died in the line of duty or from a service-connected disability
You’ll need a valid Certificate of Eligibility (COE) — we can help you request it.
VA Loan Benefits Recap
A reminder of why VA loans are so great:
$0 down payment
No PMI (Private Mortgage Insurance)
Flexible credit requirements
Competitive interest rates
No loan limits (as of 2020) for most borrowers
Can be reused multiple times
Ready To Get Approved?
We are here to help!
